I have been out on short term since April 8th. My disability insurance has been doing everything they can to delay my payments. They are currently 4 days late on paying me. Two weeks ago, they did the same thing. My mortgage payment ended up being late because of the late paycheck, and I now have to do money order or western union which all have fees to use, for the next 6 months. I am also NEGATIVE with bills racking up plus LATE FEES. I am so stressed out and I am trying to heal. ðŸ˜
The last communication received from my insurance was on the 12th requesting more information from my chiropractor. A WEEK AGO. I HAD CALLED THEM ON THE 10TH to let them know AHEAD of time that I won’t be returning at the end of this approved (2 weeks) amount of time. They didn’t request until literally right before the weekend, when everyone is closed for 2 days. They got the forms back on Monday, and still nothing. I called yesterday to find out what’s going on and there was no update on payment. Paperwork takes 3-5 days to process. UMMMM… it took less than a day to process my claim to go out in the first place. I explained that I called over a week ago to avoid this and have done everything I’ve been asked to do ASAP all just for them to drag their feet.
WHAT IS THE POINT OF INSURANCE IF YOU’RE GIVEN EVERY EXCUSE IN THE BOOK TO NOT PAY OUT
Health, car, mortgage, home, etc. Why are we REQUIRED to pay insurance if all they do is take our money, with little in return?
Health insurance companies murder billions of people a year.
Car and home insurance… You need to use your insurance that you’ve been overpaying into? Punished. Premium increased and less eligibility to get a different provider.
You got hit by someone with no insurance? Premium increased and going to give you a hard time finding ways to heal.
More and more people are dropping insurance. I’m almost to that point but I know with my luck, I’d get into an accident the second I cancel.
I don’t know what to do. I’m losing my mind. I physically can’t work right now, and I can’t get another job because I’ll get fired. I cannot keep borrowing money from friends and family, and definitely cannot open and use more credit cards or loans. SOMETHING’S GOTTA GIVE. THE PEOPLE ARE DROWNING.
Oh, and our current president wants to get rid of paid holidays. 😊
Imogen Healing 